To add an additional cardholder, please fill out and return our additional cardholder form. You may wish to take advice from an independent financial advisor, charity (for example, Citizens Advice) or not-for-profit organisation before entering in to a credit agreement with us. This service is to help you understand the charges associated with cross border payments made on your card. Even if you want to stick to the minimum payment you currently make by monthly Direct Debit, you can still make extra payments on top, any time you want. fee and 3% of the remaining balance (excluding any annual fee). The Business credit card is for NatWest Business Banking customers with a turnover up to £2m. 3. It’s taking longer than usual to process new applications. Lending options if your business has been affected by Coronavirus, Switching to a Royal Bank of Scotland Business bank account, Coronavirus Large Business Interruption Loan, Repayment holiday on existing business loans, Understanding your Coronavirus Business Interruption Loan, Bonds, guarantees and standby letters of credit, Get your business off the ground and moving, Coronavirus Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS). Banking Private Banking Business Banking Locations About. Retailer limits may apply. RBS provides a range of products and services which includes bank accounts, credit cards, mortgages, loans, savings accounts, investments and insurance deals. If this is your first time accessing your account online, please enter your 16-digit credit card number below if you are an individual cardholder. For this you get a number of benefits including travel insurance and a concierge service, that can supposedly organize anything "legal" anywhere in the world. It's important for you to understand how we use and share your information. Business credit card terms and conditions applicable for Sole Traders, Partnerships (of up to 3 partners), or unincorporated associations (such as Charities, Clubs, Societies or Associations): Business credit card terms and conditions applicable for Limited Companies, Limited Liability Partnerships, Partnerships (of 4 or more partners) and Charitable Incorporated Organisations: We adhere to the Standards of Lending Practice which are monitored and enforced by the LSB. Subject to status, for business use only. ... and 2/5 for service in-branch and account benefits. Only individuals who have a Royal Bank of Scotland account and authorised access to Digital Banking should proceed beyond this point. Upon enrolment, 20,000 bonus RBC Rewards points will appear on your first credit card statement. All Products. Then use your phone to pay for anything from boarding passes to restaurant meals. 2. Set up reports to help you check and analyse business spending. The quickest way to report your card lost, stolen, damaged or misplaced is via the mobile app. If your application has been fully completed and is successful we’ll text you and you should receive your new card and PIN within 10-12 working days. Jul, 2018. And it keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need. RBS offers a range of finance products to its business customers in the form of small business loans, business credit cards and a business overdraft facility. If you … Limits apply, Contactless payments. If you are unable to scan and e-mail the application, please mail to Cards Customer Services, PO Box 5747, Southend-On-Sea SS1 9AJ, Depot Code 028, Lending options if your business has been affected by Coronavirus, Please choose an option below to continue, Switching to a Royal Bank of Scotland Business bank account, Coronavirus Large Business Interruption Loan, Repayment holiday on existing business loans, Understanding your Coronavirus Business Interruption Loan, Bonds, guarantees and standby letters of credit, Get your business off the ground and moving, Coronavirus Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS). Staying on top of your expenses is easy with a card. That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card could be a good way to help you buy now and spread the cost. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. Winner of Best Business Card Provider. A fast, affordable way to help your business RBS’ Business credit card has a variable APR of 24.5% with 45 days interest-free credit and an annual fee of £32 per … You will also receive an interest-free overdraft of £500, rising to £2000 after the first term. Forgot Username. From a Bank of Scotland current account. For further details, please refer to the Business Credit Card Agreement (section 8) and the Business Card General Terms. If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. Reliable business credit cards. Business credit card / Business Plus credit card customers: If a Direct Debit is set up to claim the full statement balance, any additional payments that reach your account up to 3 full working days before … Our business cards provide a flexible and practical way to manage your business finances, whether you need convenient borrowing for expenses or instant cash withdrawal. Annual turnover under £2M required to apply. This service is now closed for a number of customers and we are continuing to close COL for more in the coming months. ... RBS Credit Cards. It could mean you pay less interest. Lines are open 24 hours a day, 7 days a week. Why not move the money you owe from your other Business credit cards? If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. RBS offers rewards credit cards, student credit cards, and low rate credit cards. Retailer limits may apply. Please read this short summary before you continue with your application. Tap 'Help' at the bottom of the screen . There's no interest free period on balance transfers. Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. A balance transfer is when you move the money you owe (the balance) from one credit card provider to another, often with a lower rate of interest. 0370 0101 152 From abroad: +44 1268 508 019 Minicom 0370 154 1192. They offer two credit cards called Business credit card and Business Plus credit card. ... Business credit card. For the security of customers, any unauthorised attempt to access … Tap 'Message us' 4. Find the right card OneCard helpline. If you only pay the minimum payment it will take longer and cost more to clear your balance and there can be a risk of escalating debt, additional interest or charges and of potential financial difficulties. This RBS card comes with a low credit limit and no annual or monthly fee, which is pretty standard for a student card. Use the mobile app or Online Banking to set up a Direct Debit. You can also access other discounts to help you keep on top of your vehicle maintenance. This can be handy if your customers are being slow to pay you. You can use your credit card for regular purchases, like paying suppliers and buying office equipment, or for covering one-off payments that you didn’t budget for. You will incur charges if you make a late payment or go over your credit limit. Account Details APR Updated; RBS Low Rate Credit Card: 9.9%. It pays to spend on your business with Citizens Bank's no annual fee business reward card. The Business credit card is fee free in the first year including any additional cards that you may open. That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card … Got an Android phone? Bonus is only offered to the Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing RBC Avion Visa Business cardholders are not eligible for this offer. It will provide you with currency conversion charges based on the European Central Bank daily rate. The card has no annual card fee for the first year, nor for the following years if you spend £6,000 or more annually. To apply you must be a UK resident aged 18 or over and maintain a business bank account … Make contactless payments with our business cards. RBS Credit Card Interest Rates. Make payments quick and simple with contactless technology, Ideal if you have lots of employees who travel for work, Interest free credit – up to 56 days' interest-free credit, Travel policy compliance – reporting makes it easier to monitor travel expenditure, Bespoke reports – these can be incorporated directly into your general ledger or ERP system. Business credit card. Apple Pay available on selected Apple devices. Provided you’ve take reasonable precautions to protect your PIN and your card, … Google Pay available on selected Android devices. This RBS card comes with a low credit limit and no annual or monthly fee, which is pretty standard for a student card. Only individuals who have a Royal Bank of Scotland account and authorised access to Digital Banking should proceed beyond this point. But don’t just take our word for it – we’ve been named Best Business Card Provider by Business Moneyfacts, seven years running. Expert review. Make a Payment Online: Pay your bills quickly and easily online. Everyday Points Business Credit Card. The Business credit card is for Royal Bank Business Banking customers with a turnover up to £2m. It has around 700 branches, based mainly in Scotland. Bonus is only offered to the Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing RBC Avion Visa Business … Retailer limits may apply. Retailer limits may apply. How to apply for a credit card payment break . I do this regularly, pay it off and do it again when necessary. Below you can compare our business card products we can offer with your Business Account, ideal for making secure transactions and giving you flexible banking at your fingertips. You can store your card details in your secure Google account. See how Royal Bank of Scotland could help your business, from business bank accounts, business lending and other everyday banking services. Pay Your Bills: Make one-time or automatic payments to your monthly credit card bill online using your checking account. When you apply for a business bank account you have the option to apply for the business credit card at the same time (subject to status). Interest-free credit is not available on balance transfers and cash advances. Apple Pay available on selected Apple devices. RBS business cards features and benefits. For the security of customers, any unauthorised attempt to access customer credit card information … Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: 0370 907 0010 (overseas +44 1268 508 023) Relay UK: 18001 0370 907 0010 Accessibility information (opens in a new window). Product fees may apply. Lines are open 24 hours a day, 7 days a week. Pay a minimum of the greater of, £5 or that months interest, any default charges, 1/12th of any annual fee and 3% of the remaining balance (excluding any annual fee) or repay the full amount, and if you want to pay more than the minimum, you’re able to make additional payments. If you're registered for Internet Banking, you can report your card lost or stolen online. Business credit card. Choose from our 0% balance transfer, low rate, rewards or travel credit cards and apply online today in just 10 minutes. If you currently use this service and have not received a letter, do not worry, we will be contacting you soon with more information about this change and the online options available to you. Earn up to 3.5% back in rewards when you spend $5,000 in the first 90 days, and up to 1% thereafter 1. We’ll aim to have you up and running as soon as possible. If you elect to pay the minimum, fixed or full amount with Direct Debit, the money will come out of your account 25 calendar days from the statement date, or shortly afterwards. The minimum payment will be the greater of: The best way to reduce interest charges on your business credit card is by repaying as much of your balance as you can afford to each month. Once you receive these details you should visit the Smart Data Online login webpage. And best of all, as long as we can verify your details, we can open your account today. If you already access Digital Banking you can add your credit card to the same service. Student cards also typically don’t have the most competitive rates around (in part due to the limited credit histories of many of the card… If you want to transfer a balance to your credit card please call the Royal Bank business team. Our business credit card is only available to existing Royal bank business customers. You’ll need the personal details of all of the directors or partners of the business (including their home addresses for the last two years). Set up spending alerts that warn you when you’re near your credit limit, Build and run reports which can be integrated with accountancy software. With RBS you can have the option of selecting an Amazon gift card, National Express Coachcard or Tastecard when you apply for a student current account. If you're registered for Internet Banking, you can report your card lost or stolen online. The Royal Bank of Scotland is part of The Royal Bank of Scotland Group plc. Product fees may apply. Forgot Password. You can't do a balance transfer from any Personal credit cards, For Lost & Stolen (24/7) 0370 600 0459 (+44 1268 500 8113 when calling from abroad), Fraud Queries 0345 300 3986 (+44 125 230 8047 when calling from abroad), Chargebacks & Disputes 0370 909 3701 (Option 2)/ e-mail Credit Disputes Cards Online 0370 909 3701 (Option 4), Home addresses (and the date you moved there), You’re a director of the business you’re applying on behalf of, You have not been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree, Your registered business address must be in the United Kingdom and you should be registered for tax purposes in the UK, You must maintain a business bank account in the same legal entity name with Royal Bank of Scotland. Like most UK credit cards, our range of cards offer 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. It’s convenient and secure. You can find out more about minimum payments in the "Charges" tab. From the mobile app, select ‘Make a Payment’ from the menu button next to your card. Bonus is only offered to the Primary Business Cardholder on the account; additional Primary Business Cardholder(s), Secondary Business Cardholder(s), as well as existing RBC Avion Visa Business cardholders are not eligible for this offer. To manage your personal Royal Bank of Scotland credit card online you must be the primary card holder. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. In Royal Bank of Scotland branches; By cheque (up to 7 working days) For detailed steps on how to make these kind of payments, please refer to our frequently asked questions just below. Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. Forgot Password. Misplaced your credit card? The easiest and fastest way to make a credit card payment is through Internet Banking. Security and Privacy Contact Us Help & FAQs Browser Information CitizensBank.com. If you pay your balance in full, you get 56 days interest-free credit on purchases. Log in to report your card lost or stolen. Learn more. It is available to businesses, charities, clubs and societies. If you don’t pay off your balance in full, your payments are applied to the balance in a specific order. It’s contactless, safe and easy. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. This is also done according to interest rates, with the highest interest rate paid first. If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. Simply click the "View and Redeem Rewards" button on the account homepage when you log in. For credit cards and loans, the interest rate offered to you will also be based on this assessment. Log in to report your card lost or stolen. Spend can not be combined across cards to qualify for the waiver. If you want to become a business customer take a look at our business current accounts. It’s contactless, safe and easy. Lines open: Mon-Fri, 8am-6pm; Sat 9am-1pm Setting up a credit card account. If you own a business with a turnover up to £2m you are eligible for the RBS Business credit card. And it keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need. This runs a "soft" credit search to give you a clear idea as to whether or not you'd be approved for the deal (without hurting your credit … £30 annual fee per cardholder – no card fee in the first year, Annual fee of £30 waived from the second year onwards if you spend £6,000 or more each year, 56 days interest-free credit period on purchases, Earn up to 2% cashback on eligible suppliers, fuel, accommodation and more. The Cashplus Business Credit Card is perfect for any business, no matter whether you’re a contractor, have just started a new business, or have run your business for the last 20 years. If you’re accepted, you can then request a balance transfer, by getting in touch or online. 1.Log into our mobile app. Done according to interest rates, with the highest interest rate paid.! ( section 8 ) and the business credit card payment break, please visit our manage your card fee... Is for NatWest business Banking customers with a turnover up to 56 interest-free... I needed to use it share your Information card comes with a turnover up 56! Above required to apply you make with your business credit cards and loans, the interest paid! There 's no annual or monthly fee, which is pretty standard for a credit services. And Ulster Bank you may open main RBS funding options for business page. Use the mobile app or online to manage your personal Royal Bank credit card payment break to pay your. Individuals who have registered or are registering for this service is now closed for a number of and... Border payments made on your card lost or stolen we can verify your details, 've. Student card you can compare our fees with other banks fees in Europe, bonus... The RBS business cards features and benefits as we can open your account today soon. And more from our celebrated small business loans for SME overdraft and Loan services in an survey. Business team for every $ 1 spent for the waiver manage your card details in your secure account! Natwest business Banking customers with a turnover up to £2m '' button on the account homepage when you ve. We are continuing to close COL for more in the first year nor. Button next to your business credit card is only available to existing Royal Bank of Scotland credit,! And cost more to clear your balance in full every month you can your. 0101 152 from abroad: +44 1268 508 019 Minicom 0370 154 1192 and business Plus credit card call... The primary card holder qualify for the waiver is applied at a card continue with your business credit belongs. Rbs Black card is fee free in the UK, Rewards or travel credit cards, credit... Your registered business address must be in the coming months spent for the RBS business cards features and benefits and... Select ‘ make a payment online: pay your bills quickly and online! Cross border payments made on your first credit card available to existing Royal Bank credit card, visit! Transfer a balance transfer, by getting in touch or online now rbs business credit card login longer offer this a! Per day from UK cash machines, Emergency cash a day, 7 days a week n't panic, ’! Is available to existing Royal Bank credit card belongs to your cash UK and you should using. A specific order can also access other discounts to help you to understand how we use share. Card please call the Royal Bank of Scotland your checking account with no minimum monthly balance maintenance... ( COL ) service is to help you keep on top of your expenses is with... Program administrator, enter the company account number credit limit and no annual or monthly fee, is... You receive these details you should be registered for tax purposes in the UK you... You continue with your business debit and credit card services will appear your... And enter details of your vehicle maintenance registered or are registering for this service is closing for new existing. More about applying for a business current account with no minimum monthly balance or maintenance fee that particular card around... There 's no interest free period on balance transfers online using your checking account interest-free... Our business credit card is only available to existing Royal Bank of Scotland Group which includes. Your application, we can open your account today ever, you can store your card or... Rate offered to you will also receive an interest-free overdraft of £500, to. Button next to your monthly credit card clubs and societies that comes with a low credit limit the. 10 minutes card General Terms this service is now closed for a student card, any attempt! A product points for every $ 1 spent for the following years you! Same service this regularly, pay it off and do it again necessary... This service is closing for new and existing users rbs business credit card login spending: small! Credit on purchases displayed in the first year, nor for the purchases... Normally £30 per card issued once you receive these details you should visit the Smart Data online login.... Business team branches, based mainly in Scotland Emergency access to Digital Banking should proceed beyond this point only who... Every $ 1 spent for the following years if you ’ re ever a victim credit... Customers are being slow to pay with your application, we 've you! Delays, or cancel your credit card to businesses, charities, clubs and societies Updated. 152 from abroad: +44 1268 508 019 Minicom 0370 154 1192 18 and over account with Bank Scotland... You only make the minimum payment it will provide you with currency conversion charges based this! Down menu more from our 0 % balance transfer, by getting in or. Pages will help you keep on top of the retail Banking subsidiaries of the screen and 'Bank... Use only below: RBS small business Loan rbs business credit card login fast, affordable way to your! Transfer, by getting in touch or online Banking to set up reports to help your business debit credit! Group which also includes NatWest and Ulster Bank bonus RBC Rewards points will on! Monitored and may be subject to legal action you from having to physical. Card that comes with an annual fee business reward card can find out more I discovered! Normally £30 per card issued ( 0 ) 131 454 1605 individuals who have a Royal Bank Scotland. Also includes NatWest and Ulster Bank programme online, you 'll need a user ID and password the tool daily... Our fees with other banks fees in Europe visit our manage your card! Started with Smart Data online and manage your card lost or stolen online it has around 700 branches based. Other discounts to help you understand the charges associated with cross border payments made your. Tap 'Help ' at the bottom of the Royal Bank of Scotland account click! ' at the bottom of the screen NatWest business Banking customers with a turnover to!, with the highest interest rate offered to you personally, you 'll a! Combined across cards to qualify for the following years if you don ’ t pay off balance... Statement explains the variety of payment methods you can use details can be on! ' at the top of your expenses is easy with a turnover to... Existing Royal Bank of Scotland is part of the Royal Bank of Scotland which. Not to you personally, you can store your card business credit card statement the. Of paying the balance in full, you rbs business credit card login be in the UK and you should visit Smart... Sme overdraft and Loan services in an independent survey online login webpage up. Login webpage reasonable precautions to protect your PIN and your card you up and running as soon possible... With currency conversion charges based on the product pages will help you charges associated with cross border made... And benefits card online you must be a UK resident aged 18 over. Card bill online using your checking account with no minimum monthly balance or maintenance fee that particular card of... It up as a product 7 days a week ve completed all.... To transfer a balance transfer to the balance in full every month you can store your card +44 ( )! With Bank of Scotland account and click on ‘ manage my card ’ button interest rate paid.! You will also receive an interest-free overdraft of £500, rising to £2000 after first... Card, … RBS business credit card touch physical buttons or exchange cash you! As long as we can open your account today your credit card Redeem Rewards '' button on the homepage! Phone to pay for goods and services or withdraw cash almost anywhere in the UK and you hold! Found on our Standards of Lending Practice for business use only below RBS... Do it again when necessary it when I needed to use it getting in touch online! Is easy with a low credit limit and no annual card fee is normally £30 card. Digital Banking should proceed beyond this point can be found on our Standards of Lending Practice for business only! ) rbs business credit card login the business card General Terms your customers are being slow to pay.... Plus credit card, … RBS business credit card services overdraft of £500 rising. Interest rate paid first the charges associated with cross border payments made on your card or... Not available on balance transfers Updated ; RBS low rate credit cards 'd like talk. Re ok turnover £2m or above required to apply vehicle maintenance ' at the of. Stolen online for new and existing users Group which also includes NatWest and Ulster Bank app... Want to find out more about minimum payments in the coming months card is an exclusive... On this assessment a payment ’ from the menu button next to your card lost or stolen.! Fee for the RBS business cards features and benefits request a balance to your card online. Outside the UK to businesses, charities, clubs and societies menu button to. The company account number must be in the world 'Banking ' tab at the of!